Fonasa users in Chile can now access surgical treatment to correct what is colloquially known as a "panniculus" (or "apron belly") through the Bono PAD (Fixed-Price Package). This comprehensive package covers abdominoplasty—a procedure designed to remove excess skin and fat from the abdominal area—according to reports from biobiochile.cl.
Technically referred to as loose abdominal skin, this condition occurs when skin and muscles lose firmness due to factors such as multiple pregnancies, hormonal changes, or significant weight loss. According to Fonasa, excess fat can cause the abdominal area to hang over the pubic region "like an apron."
The financial benefit of the Bono PAD ensures comprehensive coverage. The package includes professional fees for the entire surgical team, hospital stays, laboratory tests, imaging, and surgical supplies.
Coverage also extends to postoperative care for up to 15 days following medical discharge. This includes follow-up appointments, treatment for potential complications, and the repair of any accidental injuries that may occur during the procedure.
Requirements and exclusions for the surgery
Access to this procedure is subject to strict medical criteria based on age and Body Mass Index (BMI). Patients under the age of 55 must have a BMI of less than 30.
For individuals between the ages of 55 and 65, the requirements are more stringent, requiring a BMI of less than 25. Additionally, the abdominal fold must hang at least 5 cm below the inguinal crease.
There are clear exclusions for those seeking this benefit. The procedure is not available to women who are pregnant or in the postpartum period of less than six months with active breastfeeding. Furthermore, patients with active oncological or dermatological diseases in the surgical area are ineligible for the package.
Smoking is also a decisive factor. Patients must have ceased tobacco use at least four months prior to surgery; those who consume at least three cigarettes per week are classified as smokers. Finally, the presence of uncontrolled psychiatric conditions automatically disqualifies applicants from the procedure.