The Chilean government continues to offer several cash transfer programs and subsidies designed to support the income of women at various stages of life. These benefits span from maternity support to retirement, with eligibility primarily based on the Social Household Registry (RSH).
The Women's Work Bonus (BTM) is a cornerstone for the active workforce. To qualify, beneficiaries must be between 25 and 64 years old and belong to the country's most vulnerable 40%.
BTM recipients can choose to receive payments monthly or as a single annual lump sum. Additionally, the Single Family Subsidy (SUF) provides $22,007 per dependent each month for households within the bottom 60% of vulnerability, an amount that rises to $44,014 if the dependent has a disability.
Support for maternity and old age
For women who are already retired, the "Bono por Hijo" (Child Bonus) provides a boost to their pension. This contribution, aimed at mothers aged 65 and older, is equivalent to 10% of 18 monthly minimum wages at the time of birth.
Applications for this benefit can be submitted in person or digitally through ChileAtiende or directly via the relevant AFP (Pension Fund Administrator). Regarding pregnancy, the Maternal Allowance and Maternal Subsidy provide financial support to pregnant workers.
The Maternal Allowance is activated once a pregnancy reaches five months. In parallel, the Maternal Subsidy provides $21,243 per dependent monthly, an amount that increases if the dependent has a disability.
For families in extreme vulnerability, the Protection Bonus—also known as the "Bono Dueña de Casa" (Housewife Bonus)—provides variable amounts over 24 months. This benefit is part of the "Chile Seguridades y Oportunidades" system and requires beneficiaries to participate in programs such as "Familias" or "Vínculos."
Finally, the pension system is set to undergo changes in the future. Starting in 2026, an additional monthly contribution in UF (inflation-indexed units) will be implemented for female retirees who meet specific contribution periods, aiming to reduce the gender gap in retirement.